0% Fee

Merchant Service

Collect 100% of your processing sales

  • NO Transaction Fees | NO Hidden Fees!
  • Available in all 50 states. 100% legal.
  • Eliminate processing fees
  • Next day funding
  • No Upfront Costs

We Change the way you Get Paid

Ist Merchant introduces 0% Processing fees! It is a method of passing a service fee to all customers while giving a discount to those who pay with cash. Recent law changes allows & gives 1ST Merchant, the advantage and advancement to use our proprietary software for your business that can now accept credit cards for FREE!

Traditional Processing

1st Merchant’s 0% fee Program

How it Works

Our 0% Fee Program

Traditional Processing

1st Merchant’s 0% fee

0% Processing Will once and for all Eliminate all Processing Fees

With 1ST Merchant’s 0% Processing plan, Customers will never have to worry about processing fees. Additionally, Our exceptional customer service will make you a happy customer. Thousands of merchants are already using 1ST Merchant Solutions proprietary software, and more are signing on every day. Be the next one to share the good news with your fellow Merchants and save FIRST! Give your Business the upgrade it needs to make more money!

4 Amazing POS Solutions With 0%

Frequently asked questions

Got questions? We’re ready to help you find the answer.

What is the 1st Merchant 0% Processing Program?2022-03-18T18:28:10+04:00

Save virtually 100% on processing fees through a unique program developed to help merchants nationwide by offering their customers a discount for paying with Cash or in store gift cards.

What kind of businesses can use the 1ST Merchant’s proprietary Software or our Affiliates?2022-03-18T18:27:48+04:00

Just about any business that accepts credit cards can benefit from our advancements. From professionals like doctors, lawyers, dentists and accountants and auto repair shops and daycare centers to retail establishments, 1ST Merchant can put more money in your pocket every month — a lot of it! Depending on your utilization of the technology to process payments and traffic in and out flow.

What do I need to get started with 1ST Merchant?2022-03-18T18:27:26+04:00

This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff.

OK, I really like the idea of 1ST Merchant. What do I do now?2022-03-18T18:27:03+04:00

It’s easy! Just Click Here and fill out a simple form. It only takes a couple of minutes! Business and Personal information, it’s confidential and secure. Welcome to the 1ST Merchant family of smart merchants who are saving money every day!

What if I don’t like the Cash Discount Program?2022-03-18T18:24:06+04:00
1ST Merchant got you covered!1ST Merchant has a 100% satisfaction guarantee. If for any reason you want to stop using the Cash Discount Program, we will immediately change you back to traditional interchange pricing.
What are customers going to say?2022-03-18T18:23:45+04:00

Customers understand the high costs of processing payments and opt in or use cash. 1ST merchants, Merchants love this program and there has been virtually no negative impact from their customers.

Who else is using the Cash Discount Program?2022-03-18T18:23:13+04:00

1ST Merchants 0% Processing fees program is new, yet a lot of merchants are already using the 1ST Merchants Proprietary software and enrolled into the program, and more are signing on every day.

Do I need to get a PhD to figure this out and set it up or have to get certified?2022-03-18T18:22:36+04:00
Not at all. We’ve made 1ST Merchant’s proprietary software incredibly easy to order, set up and manage. If you have any questions, just give us a call and one of our super-smart (and very friendly) tech people will help you with any questions or concerns.
Is it legal to offer a Cash Discount?2022-03-18T18:22:08+04:00

As stated in the Durbin Amendment §124.STAT.2073, 9b2, 15 U.S.C. § 1693o-2, businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit card including either checks or cash in order to automatically receive a discount which is applied at the time of sale.

Is this the same as a surcharge?2022-03-18T18:21:42+04:00
This is not a credit or debit card surcharge program which is not allowed in several states. 1ST Merchant provides you with a technology that allows you to offer discounts to your customers who chose to pay using cash or check which is allowed in all states.

Cash Discount Program Get Started

Please tell us about your business and see how much you could save with 1st Merchant

Choose a Device